ࡱ> 7 Ubbjbj(( gJdJd.Z 333GGG8|lGEKLggggg JJJJJJJ$MGPPJ3 @  Jgg6J1$1$1$ g8gJ1$ J1$1$F0Ig h`@G$JK0EKdG@P LPHIP3I   1$     JJ1$   EK    P          : @Annexure IV Indicative Processes/guidance for verification of respective areas: Client registration and documentation Checks and balances in place for registration of constituents as per SEBI guidelines. Systems and procedures put in place by member for verification of PAN before opening account Procedure followed by the member for informing UCC to the clients & uploading to the Exchange Mechanism to ensure financial details of clients Procedure adopted for in person verification of clients Procedure adopted by relationship managers, if any, for procuring new clients Storage of client registration documents and retrieval mechanism Procedure adopted for obtaining clients consent for electronic contract notes Periodic review of client related information and updation of the same in system Acquaintance procedure for new clients Process for uploading the KYC information with the SEBI registered KRA's. Uploading the KYC data with CKYCR for clients registered on or after August 1, 2016 Providing the documents to clients in physical & electronic mode Order management and risk management systems Procedure adopted for receipt of orders from clients Mechanism for order management and execution Procedure adopted for setting Limits at client level / Terminal level/Dealer level Policy on Margin collection mechanism and the modes of margin money Procedure adopted for reporting of client margin collection to clearing corporation Review of process adopted for monitoring/recovery of long outstanding debit balances Procedure adopted for calculation and reporting client funding Procedure for monitoring institutional trades not routed through custodians Procedure adopted for providing Direct Market Access (DMA) facility Contract notes, Client margin details and Statement of accounts Procedure adopted for issuance of contract notes Adherence to electronic contract note norms, if applicable Procedure adopted for sending statement of accounts Procedure adopted for sending margin details to clients Procedure for maintaining acknowledgement/proof of delivery of contract notes/statement of accounts/margin details to the clients Procedure for using facsimile signature on physical contract notes Dealing with clients funds and securities Verification of internal controls adopted by the member while accepting bankers cheque / demand draft from clients Procedure for ensuring that receipts and payment of funds/securities are from/to respective client only Verification of following books of accounts/records Register of Securities Bank Statements Depository accounts maintained by member Client ledgers Cash Book Bank Book Details of records of client securities pledged, if any. Underlying for any overdraft/loan account. Banking and Demat account operations Procedure for segregation of own and clients funds and securities (in separate accounts) Internal controls for use of client bank and client beneficiary accounts only for authorized purposes. Terminal operations and systems Procedure and policy adopted by member before allotment of trading terminals Due diligence adopted for password security Procedure in place for audit of systems and software Periodic updating of version and back up mechanism System adopted for data storage, security and access Management of branches / sub brokers and internal control System and Policy followed for opening / closing of branch Procedure adopted to inform the same to clients Periodicity and procedure adopted for inspection of branches / sub brokers Reporting mechanism and mode of informing the inspection observations to branches / sub brokers and Follow up action plan Policy of fixing of roles and responsibilities of officials in head office, branches and sub-brokers office Process laid out so as to prevent unregistered intermediation Documentation of Internal controls and Comments on Internal controls in place Verification of Stock broker indemnity insurance policy Sharing of commission/brokerage Investor grievance handling Mechanism to monitor complaints lodged with branches/Sub brokers Maintenance of complaints register Redressal mechanism for complaints registered against the member Verification of investor grievance register and email id Internal control for verification of complaints received through the designated email id Maintenance of Books of Accounts Prescribed books of accounts, registers and records are maintained Exchange wise, with the required details and for the stipulated period as per regulatory requirement Internal controls on the process for taking approval of the Exchange Analysis of financial reports Display the documents in vernacular languages on website Systems & Procedures pertaining to Prevention of Money Laundering Act, PMLA, 2002 Customer acceptance policy and customer due diligence measures System in place that allows continuous monitoring of transactions Process of generation and monitoring alerts Process for identifying STR (Suspicious Transaction Report) and reporting the same to FIU-India Processes for verification of alerts with KYC details Member has done the online registration with FIU-India and has got the FIU Registration no. (FIU-REID) Transfer of trades Procedure and system adopted for transfer of trades in the back office Internal controls for transfer of trades Margin Trading Procedure and systems in place as per regulatory requirements with respect to execution of agreements and sources of funds for the Member. Internet Trading Procedure followed for allotting of user id and password, change of password etc. Internal controls for internet trading Execution of Power of Attorney (POA ) Process adopted for execution of POA Internal control adopted by the member to ensure that POA is not misutilised. SEBI and BSE References Client Registration & Documentation SEBI references Circular no. SMDRP/Policy/Cir-39/2001 dated July 18, 2001Circular no. SEBI/MIRSD/DPS-1/Cir-31/2004, dated August 26, 2004 & Regulation-7 D Circular no. MRD/DoP/SE/Cir- 35/2004 dated October 26, 2004Circular no. MRD/DoP/Cir- 05/2007 dated April 27, 2007Circular no. MIRSD/DPS-III / 130466 / 2008 dated July 02, 2008Circular no. SEBI/MIRSD/Cir. no. 02/2010 dated January 18, 2010Circular no. MIRSD/SE/Cir-19/2009 dated December 03, 2009Circular no. SEBI/MIRSD/Master Cir-04/2010 dated March 17, 2010Circular no. Cir/MIRSD/9/2010 dated November 04, 2010 Circular no. CIR/ MIRSD/ 15/ 2011 dated August 2, 2011 Circular no. CIR/MIRSD/16/2011 dated August 22, 2011 Circular no. CIR/MIRSD/22/2011 dated October 25, 2011 Circular no. MIRSD/Cir-23/2011 dated December 2, 2011 Circular no. CIR/MIRSD/24/2011 dated December 15, 2011 Circular no. MIRSD/Cir-26/2011 dated December 23, 2011 Circular no. MIRSD/Cir-5/2012 dated April 13, 2012 Circular no. CIR/MRD/DP/20/2012 dated August 2, 2012 Circular no. CIR/MIRSD/09/2012 dated August 13, 2012 Circular no. CIR/MIRSD/11/2012 dated September 5, 2012 Circular no. CIR/MIRSD/01/2013 dated January 4, 2013 Circular no. CIR/MIRSD/2/2013 dated January 24, 2013 Circular no. CIR/MIRSD/4/2013 dated March 28, 2013 Circular no. CIR/MIRSD/07/2013 dated September 12, 2013 Circular no. CIR/MIRSD/09/2013 dated October 8, 2013 Circular no. CIR/MIRSD/13/2013 dated December 26, 2013 Circular no. CIR/MIRSD/29/2016 dated January 22, 2016 Circular no. CIR/MIRSD/64/2016 dated July 12, 2016 Circular no. CIR/MIRSD/66/2016 dated July 21, 2016 Circular no. CIR/MIRSD/120 /2016 dated November 10, 2016 Circular no. CIR/MRD/DSA/01/2016 dated January 01, 2016 BSE references Notice No.20040827-11 dated August 27, 2004Notice No. 20060704-6 dated July 04, 2006Notice No. 20080624-8 dated June 24, 2008Notice no.20080707-3 dated July 07, 2008Notice no.20080801-2 dated August 01, 2008Notice No.20090831-12 dated August 31, 2009Notice No.20091204-7 dated December 04, 2009Notice No.20100119-9 dated January 19, 2010Notice No.20100203-30 dated February 03, 2010Notice No.20100331-32 dated March 31, 2010Notice No.20101109-1 dated November 09, 2010 Notice no. 20110809-19 dated August 9, 2011 Notice no. 20110823-4 dated August 23, 2011 Notice no. 20110909-14 dated September 9, 2011 Notice no. 20111010-2 dated October 10, 2011 Notice no. 20111028-1 dated October 28, 2011 Notice no. 20111118-19 dated November 18, 2011 Notice no. 20111208-1 dated December 8, 2011 Notice no. 20111216-1 dated December 16, 2011 Notice no. 20111226-17 dated December 26, 2011 Notice no. 20120203-18 dated February 3, 2012 Notice no. 20120416-3 dated April 16, 2012 Notice no. 20120529-16 dated May 29, 2012 Notice no. 20120530-14 dated May 30, 2012 Notice no. 20120601-15 dated June 1, 2012 Notice no. 20120803-16 dated August 3, 2012 Notice no. 20120808-9 dated August 8, 2012 Notice no. 20120814-2 dated August 14, 2012 Notice no. 20120905-20 dated September 5, 2012 Notice no. 20130125-10 dated January 25, 2013 Notice no. 20130401-20 dated April 1, 2013 Notice no. 20130913-20 dated September 13, 2013 Notice no. 20131009-4 dated October 9, 2013 Notice no. 20131227-3 dated December 27, 2013 Notice no. 20140214-21 dated February 14, 2014Notice no. 20140529-12 dated May 29, 2014 Notice no. 20140822-30 dated August 22, 2014 Notice no. 20150305-3 dated March 5, 2015 Notice no. 20150512-9 dated May 12, 2015 Notice no. 20150515-26 dated May 15, 2015 Notice no. 20151005-9 dated October 5, 2015 Notice no. 20160125-19 dated January 25, 2016 Notice no. 20160311-27 dated March 11, 2016 Notice no. 20160714-3 dated July 14, 2016 Notice no. 20160722-8 dated July 22. 2016 Notice no. 20161111-24 dated November 11, 2016 Order management and risk management systems SEBI references Circular no. MRD/DoP/SE/Cir-07/2005 dated February 23, 2005Circular no. MRD/DoP/SE/Cir- 17/2005 dated September 02, 2005 Circular No. CIR/MRD/DP/8/2011 dated 30th June, 2011 Circular no. CIR/DNPD/7/2011 dated August 10,2011 Circular no. CIR/ISD/1/2011 dated March 23, 2011 Circular no. CIR/ISD/2/2011 dated March 24, 2011 Circular no. CIR/DNPD/7/2011 dated August 10, 2011 Circular no. CIR/MIRSD/24/2011 dated December 15, 2011 Circular no. CIR/MRD/DP/20/2012 dated August 2, 2012 Circular no. CIR/MRD/DP/34/2012 dated December 13, 2012 Circular no. CIR/MRD/DP/20/2014 dated June 20, 2014 Circular no. CIR/MRD/DP/54/2017 dated June 13, 2017 Circular no. CIR/MRD/DP/86/2017 dated August 1, 2017 Circular no. CIR/HO/MIRSD/MIRSD2/CIR/P/2017/64 dated June 22, 2017 BSE references Notice no. 20040420-12 dated April 20, 2004.Notice no. 20080417-24 dated April 17, 2008.Notice No. 20051216-8 dated December 16, 2005 Notice No.20090610-19 dated June 10, 2009Notice No.20100706-28 dated July 06, 2010 Notice no. 20110705-23 dated July 5, 2011 Notice no. 20110811-17 dated August 11, 2011 Notice no. 20110323-31 dated March 23, 2011 Notice no. 20110324-24 dated March 24, 2011 Notice no. 20111021-27 dated October 21, 2011 Notice no. 20111125-21 dated November 25, 2011 Notice no. 20111215-10 dated December 15, 2011 Notice no. 20111216-1 dated December 16, 2011 Notice no. 20120105-18 dated January 5, 2012 Notice no. 20120621-8 dated June 21, 2012 Notice no. 20121214-14 dated Dec 14, 2012Notice no. 20130307-21 dated March 7, 2013 Notice no. 20131129-20 dated November 29, 2013 Notice no. 20140214-21 dated February 14, 2014 Notice no. 20140620-34 dated June 20, 2014 Notice no. 20140620-35 dated June 20, 2014 Notice no. 20150515-1 dated May 15, 2015 Notice no. 20151029-34 dated October 29, 2015 Notice no. 20130307-21 dated March 07, 2013 Notice no. 20170118-11 dated January 18, 2017 Notice no. 20170615-23 dated June 15, 2017 Notice no. 20170619-26 dated June 19, 2017 Notice no. 20170803-1 dated August 3, 2017 Notice no. 20170803-5 dated August 3, 2017 Contract notes, Client margin details and Statement of accounts SEBI references Clause B(2) of Code of conduct for Stock Brokers specified under Regulation 7 SMD-1/23341 dated November 18, 1993SMD (B)/104/22775/93 dated October 29, 1993 SMD/MDP/CIR/043/96 dated August 5, 1996 SMDRP/Policy/Cir-32/99 dated September 14,1999MRD/DoP/SE/Cir-20/2005 dated September 08, 2005SEBI/DNPD/143542 /Cir-43/08 dated November 06, 2008circular no. MIRSD/SE/Cir-19/2009 dated December 03, 2009SEBI/MIRSD/Master Cir-04/2010 dated March 17, 2010Cir/MIRSD/9/2010 dated November 04, 2010 Circular no. CIR/DNPD/7/2011 BSE references Bye-Law 247A of the Rules, Bye-laws & Regulations of the ExchangeNotice No. 20060627-18 dated June 27, 2006Notice No. 20050909-13 dated September 09, 2005Notice No. 20080211- 19 dated February 11, 2008Notice No.20080527-6 dated May 27, 2008Notice No.20090323-27 dated March 23, 2009Notice No.20090325-5 dated March 25, 2009Notice No.20091204-7 dated December 04, 2009Notice No.20100203-30 dated February 03, 2010Notice No.20100331-32 dated March 31, 2010Notice No.20101109-1 dated November 09, 2010Notice no. 20120823-18 dated August 23, 2012 Notice no. 20120913-8 dated September 13, 2012 Notice no. 20130819-2 dated August 19, 2013 Notice no. 20150303-26 dated March 3, 2015Notice no. 20140717-12 dated July 17, 2014 Notice no. 20150515-27 dated May 15, 2015 Notice no. 20160607-4 dated June 7, 2016 Notice no. 20180119-32 dated January 19, 2018  Dealing with clients funds and securities SEBI references SMD/Policy/cir-06/03 dated February 6, 2003 Circular no. SEBI/MRD/SE/Cir- 33/2003/27/08 dated August 27, 2003Code of conduct for Stock Brokers specified under Regulation 7 of SEBI (Stock Brokers and Sub brokers) Regulations, 1992.Circular no. MRD/DoP/SE/Cir-11/2008 dated April 17, 2008Circular no. MIRSD/SE/Cir-19/2009 dated December 03, 2009SEBI/MIRSD/Master Cir-04/2010 dated March 17, 2010 Circular no. SEBI/MIRSD/CIR/01/2011 dated May 13, 2011 Circular no. CIR/MIRSD/03/2011 dated June 9, 2011 SEBI Notification no. LAD/NRO/GN/2012-13/31/1778 dated January 21, 2013 Circular no. CIR/MIRSD/5/2013 dated August 27, 2013 Circular No. SEBI/HO/MIRSD/MIRSD2/CIR/2016/95 dated September 26, 2016 SEBI circular SEBI/HO/MIRSD/MIRSD2/CIR/P/2016/138, dated December 20, 2016 Circular No. CIR/HO/MIRSD/MIRSD2/CIR/P/2017/64, dated June 22, 2017 Circular No. CIR/HO/MIRSD/MIRSD2/CIR/PB/2017/107, dated September 25, 2017 Circular no. SEBI/HO/MIRSD/MIRSD2/CIR/P/2017/123 dated November 29, 2017 BSE references Notice No.20030903-5 dated September 03, 2003Notice No.20091204-7 dated December 04, 2009Notice No.20100203-30 dated February 03, 2010Notice No.20100331-32 dated March 31, 2010 Notice no. 20110513-15 dated May 13, 2011 Notice no. 20110610-6 dated June 10, 2011 Notice no. 20130904-6 dated September 4, 2013 Notice no. 20131029-15 dated October 29, 2013 Notice no. 20150413-30 dated April 13, 2015 Notice no. 20150820-23 dated August 20, 2015 Notice no. 20160927-41 dated September 27, 2016, Notice no. 20161221-20, dated December 21, 2016 Notice no. 20170623-14 dated June 23, 2017 Notice no. 20170925-34 dated September 25, 2017 Notice no. 20170925-34 dated September 29, 2017 Notice no. 20171129-19 dated November 29, 2017 Notice no. 20180614-29 dated June 14, 2018Banking and Demat account operations SEBI references Circular no. SMD/SED/CIR/93/23321 dated November 18, 1993. Circular No. SEBI/HO/MIRSD/MIRSD2/CIR/2016/95 dated September 26, 2016 SEBI circular SEBI/HO/MIRSD/MIRSD2/CIR/P/2016/138, dated December 20, 2016 Circular No. CIR/HO/MIRSD/MIRSD2/CIR/P/2017/64, dated June 22, 2017  BSE references Bye-Law 247A of the Rules, Bye-laws & Regulations of the Exchange Notice no. 20160309-21 dated March 9, 2016 Notice no. 20161017-17 dated October 17, 2016 Notice no. 20161027-1 dated October 27, 2016 Notice no. 20160927-41 dated September 27, 2016, Notice no. 20161221-20, dated December 21, 2016 Notice no. 20170623-14 dated June 23, 2017 Terminal operations and systems SEBI references Circular no. SMDRP/Policy/Cir-49/2001 dated October 22, 2001SEBI/MRD/SE/15958/2003 August 22, 2003 SEBI/MIRSD/Master Cir-04/2010 dated March 17, 2010Regulation 3 of SEBI (certification of Associated Persons in the Securities Market) Regulations, 2007 dated October 10, 2007 SEBI circular no. CIR/MRD/DP/09/2012 dated March 30, 2012 SEBI Notification LAD-NRO/GN/2010-11/21/29390 dated December 10, 2010 SEBI circular SMDRP/POLICY/CIRCULAR-23/99 dated July 12, 1999. (Opening trading terminals abroad). SEBI Notification LAD-NRO/GN/2010-11/21/29390 dated December 10, 2010 BSE references Notice No.20070517-26 dated May 17, 2007Notice No.20100331-32 dated March 31, 2010Notice No.20100419-16 dated April 19, 2010Notice No.20101215-19 dated December 15, 2010Notice No.20110216-14 dated February 16, 2011Notice No.20110223-21 dated February 23, 2011 Notice no. 20111213-2 dated December 13, 2011Notice no. 20120402-3 dated April 2, 2012 Notice no. 20120430-31 dated April 30, 2012 Notice no. 20120629-23 dated June 29, 2012 Notice no. 20121108-13 dated November 8, 2012 Notice no. 20121214-14 dated December 14, 2012 Notice no. 20130621-11 dated June 21, 2013 Notice no. 20140122-8 dated January 22, 2014 Notice no. 20140902-8 dated September 02, 2014 Notice no. 20150209-5 dated February 9, 2015 Notice no. 20150817-17 dated August 17, 2015 Management of branches / sub brokers and internal control SEBI references Section 12 of SEBI ActCircular no. SMD/SED/RCG/270/96 dated January 19, 1996Circular no. SMD/Policy/CIR-3/98 dated January 16, 1998Circular no. Sub-Brok/Cir/02/2001 dated January 15, 2001Regulation 18B of SEBI (Stock Brokers and Sub-Brokers) Regulations, 1992Circular no. SMD/POLICY/CIRCULAR/3- 97 dated March 31, 1997. BSE references Notice No.20080612-3 dated June 12, 2008Notice No.20080716 10 dated July 16, 2008.Investor grievance handling SEBI references Circular no. MRD/DoP/Dep/SE/Cir-22/06 dated December 18, 2006Clause 1(d) of Regulation 12ASEBI/MIRSD/Master Cir-04/2010 dated March 17, 2010 Circular no. CIR/MIRSD/15/2011 dated August 2, 2011 Circular no. CIR/MIRSD/18/2011 dated August 25, 2011 SEBI (Stock brokers & Sub-brokers) Regulations, 1992 - 6A (1) (e) SEBI circular CIR/MIRSD/3/2014 dated August 28, 2014 BSE references Notice No.20070131-11 dated January 31, 2007Notice No.20100331-32 dated March 31, 2010 Notice no. 20110809-19 dated August 9, 2011 Notice no. 20110826-20 dated August 26, 2011 Notice no. 20140828-39 dated August 28, 2014Maintenance of Books of Accounts SEBI references Rule 15 of Securities Contract Regulation Rules 1957Regulation 17(1) & 18 of SEBI (Stock Broker Sub-broker) Regulation 1992Rule 4 of SEBI (Stock Brokers and Sub Brokers) Rules, 1992 Clause C(4) & C (5) of Regulation 7Circular No. SMDRP/Policy/Cir-49/2001 dated October 22, 2001Circular no. MIRSD/MSS/Cir- 30/ 13289/03 dated July 09, 2003Circular no. SEBI/MIRSD/Cir-06/2004 dated January 13, 2004Circular no. MIRSD-DR 1/SRP/Cir- 43/28408/04 dated December 15, 2004Circular no. SEBI/MRD/SE/Cir-15/2005 dated August 4, 2005Circular no. MRD/DoP/SE/Cir-21/2009 dated December 09, 2009 BSE references Notice No. 20040117-8 dated January 17, 2004Notice No. 20091209-15 dated December 09, 2009 Notice no. 20151217-17 dated December 17, 2015 Notice no. 20160711-11 dated July 11, 2016 Notice no. 20160809-27 dated August 9, 2016 Notice no. 20160812-22 dated August 12, 2016  Systems & Procedures pertaining to Prevention of Money Laundering Act, PMLA, 2002SEBI references Circular no. ISD/CIR/RR/AML/1/06 dated January 18, 2006 Circular no. ISD/CIR/RR/AML/2/06 dated March 20, 2006Circular no. ISD/AML/CIR-1/2008 dated December 19, 2008 Circular no. ISD/AML/CIR-1/2010 dated February 12, 2010Circular no. CIR/ISD/AML/2/2010 dated June 14, 2010Circular no. CIR/ISD/AML/3/2010 dated December 31, 2010 Circular no. CIR/MIRSD/5/2013 dated August 27, 2013Circular no. CIR/MIRSD/1/2014 dated March 12, 2014 BSE references Notice no.20060321-15 dated March 21, 2006Notice No.20081222-21 dated December 22, 2008Notice No.20090122-9 dated January 22, 2009Notice No.20090605-26 dated June 05, 2009Notice No.20090903-9 dated September 03, 2009Notice No.20100215-17 dated February 15, 2010Notice No.20100616-9 dated June 16, 2010Notice No.20110104-6 dated January 04, 2011Notice No.20110112-10 dated January 12, 2011Notice no. 20120413-15 dated April 13, 2012Notice no. 20120806-2 dated August 6, 2012 Notice no. 20130904-6 dated September 4, 2013Notice No. 20140313-5 dated March13, 2014 Notice No. 20140603-17 dated June 03, 2014 Notice No. 20140807-12 dated August 7, 2014 Notice No. 20140910-11 dated September 10, 2014 Notice No. 20140917-4 dated September 17, 2014 Notice no. 20140811-4 dated August 11, 2014 Notice no. 20150710-17 dated July 10, 2015 Notice no. 20150817-19 dated August 17, 2015 Notice no. 20150923-1 dated September 23, 2015 Notice no. 20151020-4 dated October 20, 2015 Transfer of trades  SEBI references Circular no. SEBI/MRD/SE/Cir- 32/2003/27/08 dated August 27, 2003 Circular no. CIR/DNPD/6/2011 dated July 5, 2011 CIR/DNPD/01/2011 dated January 3, 2011 BSE references Notice No.20030329-1 dated March 29, 2003 Notice no. 20110706-1 dated July 6, 2011 Notice no. 20110729-24 dated July 29, 2011 Notice no. 20110826-4 dated August 26, 2011Margin Trading SEBI references Circular no. CIR/MRD/DP/54/2017 dated June 13, 2017 Circular no. CIR/MRD/DP/86/2017 dated August 2, 2017 BSE references Notice No. 20170615-23 dated June 15, 2017 Notice no. 20170619-26 dated June 19, 2017 Notice no. 20170803-1 dated August 3, 2017 Notice no. 20170803-5 dated August 3, 2017Proprietary Trading SEBI references Circular no. SEBI/MRD/SE/Cir-32/2003/27/08 dated August 27, 2003 Circular no. SEBI/MRD/SE/CIR-42/2003 dated November 19, 2003 BSE references Notice No. 20031125-7 dated November 25, 2003Notice No. 20030909-1 dated September 09, 2003Internet Trading SEBI references Circular no. SMDRP/POLICY/CIR-06/2000 dated January 31, 2000 BSE references Notice No. 47315 /2000 dated April 17, 2000Execution of Power of Attorney (POA ) SEBI references Circular no. CIR/MRD/DMS/13/2010 dated April 23, 2010Circular no. CIR/MRD/DMS/28/2010 dated August 31, 2010 BSE references Notice No. 20100426-6 dated April 26, 2010Notice No. 20100831-32 dated August 31, 2010 Notice no. 20150123-2 dated January 23, 2015 Notice no. 20150206-8 dated February 6, 2015Operations of Professional Clearing Member/Members clearing trades of other Trading members SEBI References FITTC/DC/CIR-3468/98 dated December 3, 1998 Securities Lending & Borrowing Scheme SEBI references Circular no. MRD/DoP/SE/Dep/Cir- 14 /2007 dated the December 20, 2007Circular no. MRD/DoP/SE/Cir- 31 /2008 dated October 31, 2008 BSE references Notice no. 20071224-10 dated December 24, 2007Notice no. 20080128-3 January 28, 2008Notice no. 20080130-38 dated January 30, 2008Notice no. 20080417-23 dated April 17, 2008Notice no. 20081223-15 dated December 23, 2008      Internal    STyzM , - [ \ p$%п𤲓xk[xhh5>*OJQJ^JhhOJQJ^Jhhf~5OJQJ^JhheG5OJQJ^J hhf~OJQJ^JnH tH hhf~>*OJQJ^Jhhf~OJQJ^J!hhf~5>*OJQJ\^Jhhf~5OJQJ\^Jhhs`5>*OJQJ^Jhhf~5>*OJQJ^J#  STz{. 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